Being involved in an auto accident is stressful, even if the collision is only a minor fender-bender. Any type of damage your vehicle sustains following a collision will need to be repaired by an experienced professional to ensure the safety and aesthetic of your vehicle after repairs are complete.

It can be helpful to know your options during the collision process so that you can take advantage of all the benefits available to you during an inevitably stressful time.

1. Choice of Repair Shops

Many drivers think that they must take their vehicle to one of the body shops recommended by their insurance company for repairs. This simply isn't true. You have the right to select the body shop of your choice without forfeiting any insurance coverage that will help pay for the necessary repairs.

Insurance companies partner with some body shops because the shop is willing to negotiate a lower price with the insurance company. This approach might mean some cost savings for your insurance provider, but it may not result in the best repairs for your vehicle. Just know that you have the right to select the repair shop of your choice to restore your vehicle after a collision.

2. Choice of Replacement Parts

If your vehicle needs replacement parts during the repair process, keep in mind that you have the right to select which type of replacement parts to invest in. Most auto body shops will use either aftermarket parts or OEM parts.

OEM parts come directly from your car's manufacturer and can provide the most secure and safe fit. Aftermarket parts tend to be more affordable, so insurance companies will often push drivers to invest in these instead of OEM parts. You should carefully weigh the pros and cons of each option, then select the replacement parts that will more fully meet your future driving needs

3. Reimbursement for Related Expenses

The collision repair process can require more than just the elimination of a few dents from your vehicle. You have the right to have your vehicle restored to its pre-accident condition, which includes the look, function, and safety of the vehicle.

Glass replacement or repair, a fresh coat of paint, and interior work are all components of the collision repair process. Your insurance provider should reimburse you for all of these related expenses once you have paid the deductible associated with your auto insurance policy.

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